As much I feel sorry for the bloke for his tragic run of injuries it's time this decision is taken out of his hands by the club. No doubt he'd love to earn a mil a year for another three or four years, especially given his penchant for gambling and recently inherited large family but sorry mate, your body just can't take anymore, especially given how unwilling you have been to adapt your play style to accommodate and manage your injuries. Your best football ahead of you?? You're absolutely dreaming mate. I hope some people close to you are willing to tell you the truth rather than parasitic handlers that just want their cut.